Financial self-reliance in 3 steps Our business and political leaders have failed us, and the only way to take back control is through fundamental change. Here's how to get started on that path. 10 resolutions for retirement Through all the recent economic storms, it's been difficult to keep your eyes on the prize: retirement. These steps can help keep you on track. Will your life insurer outlive you? When you're buying coverage that might not be paid out for decades, you need to check whether the insurer is likely to be around for a long time. Here's how. Speeding? You'll pay higher 'taxes' Watch out, leadfoots: Many strapped cities and towns are trying to fix their budgets by stepping up traffic enforcement. Top 5 home-buying blunders for 2009 Housing prices are down, and mortgage rates are low. Still, experts advise that potential buyers exercise caution before venturing into this real-estate market. How to buy your own health coverage Buying private medical insurance is no picnic, but group benefits aren't an option for everyone. Here's what you need to know to shop for an individual health policy. New threats to credit scores A revised FICO formula will kick in soon, and the balances you carry will matter more than ever. Luckily, little missteps will count less. Plus: How you can protect yourself. How FICO scores are changing: 3 scenarios
Freaky things insurance might cover Does your homeowners policy cover falling space debris? Animal stampedes? Lava flows? You might be surprised to learn what your insurance would pay for -- or wouldn't. How to borrow from a stranger 'Peer-to-peer' loans are growing more common and more sophisticated as credit from traditional banks remains elusive in the slumping economy. |